Even a single late payment can drop your credit score significantly. The FICO Fairy challenges late payment entries that were reported in error, are outdated, or result from circumstances beyond your control.
What We Address
30, 60, 90, and 120+ day late payment disputes
Goodwill adjustment requests
Incorrectly reported late payments
Autopay failure disputes
Billing error late payment challenges
How Fico the Fairy Helps
1
Review payment history for reporting errors.
2
Send goodwill letters to creditors.
3
Dispute inaccurate late payment records
4
Challenge late payments from billing errors.
90-Day Money-Back Guarantee
We stand behind our process. If you're not satisfied, we offer a full refund within 90 days.
Results in as Little as 30 Days
Through guided strategies and consistent action, many clients see positive changes quickly.
Let the FICO Fairy Work Her Magic
Don't let late payment removal hold your credit score hostage. Contact us today.
