Charge-offs signal to lenders that a creditor gave up on collecting your debt, and they can devastate your credit score. The FICO Fairy challenges charge-offs that are inaccurate, unverifiable, or improperly reported.
What We Address
Credit card charge-off disputes
Incorrect charge-off balances
Re-aged charge-off challenges
Paid charge-offs still reporting
Unauthorized account charge-offs
How Fico the Fairy Helps
1
Verify charge-off amounts and dates.
2
Challenge reporting with original creditors
3
Dispute inaccurate charge-off statuses
4
Remove paid or settled charge-offs
90-Day Money-Back Guarantee
We stand behind our process. If you're not satisfied, we offer a full refund within 90 days.
Results in as Little as 30 Days
Through guided strategies and consistent action, many clients see positive changes quickly.
Let the FICO Fairy Work Her Magic
Don't let charge-off removal hold your credit score hostage. Contact us today.
