About Fico Fairy

With a wave of a magic wand and sprinkles of FICO fairy dust, we help your credit score sparkle and shine brighter.

Our Mission

FICO Fairy removes collections, late payments, charge-offs, student loans, medical bills, repossessions, evictions, broken leases, public judgments, bankruptcies, identity theft & more.

We challenge inaccurate, outdated, or unfair items on your credit report—through guided strategies, education, and consistent action, many clients begin seeing positive changes in as little as 30 days!

We proudly stand behind our process with a 90-day money-back guarantee, because helping your credit glow is our magic.

What Sets Us Apart

Fast Results

See positive changes in as little as 30 days.

Money-Back Guarantee

90-day guarantee on our process

Expert Strategies

Proven methods to challenge credit items

Client-First

Your credit glow is our magic.

Ready to Transform Your Credit?

Let FICO Fairy work her magic on your credit report.